About the mission


When you hear “self-care,” what do you think of? Chocolate, shopping trips, and massages?

What about “wellness?” Fitness, nutrition, and journaling?

Now how about “budgeting?” Restrictions, low-income, frugality, “not-really-my-thing?”

I’m on a mission to convince virtual solopreneurs like you that budgeting is a form of self-care, and an important element of overall wellness.

Without money management, we’re wasting resources, wasting time, and wasting energy. Waste, waste, waste. Waste isn’t a fun word, is it? It definitely doesn’t evoke positive feelings, that’s for sure.

You know what happens when you don’t budget and manage your finances properly?

  • You’re constantly hustling towards a vague concept of “success,” but it never feels like you’re any closer. How much is enough??

  • It feels like your business is doing well, but somehow you’re still struggling to pay your personal bills, reach your savings goals, and/or pay down your debts. You thought your business was supposed to solve these problems!

  • You’re stressed and anxious about whether or not you have the funds you need for everything you’re supposed to prepare for as a business owner. Taxes, paying your team, paying yourself, saving for emergencies…what else is there?? What are you missing?

In short, you have a poor relationship with money (read: money is SO not your BFF) and it feels like your business is doing the exact opposite of helping you reach your goals.

You started your business for a reason. You had a dream! You wanted to leave your 9-5 so you can have true freedom over your time. Or you wanted to increase your income to pay off your debts and/or achieve financial security. Or you simply wanted to create something you could be proud of that helped pay the bills at home.

Whatever it is for you, it’s time to reshape your business so that it’s actually serving your dream life and helping you reach your goals. And how do we do that?

This is why I take a HOLISTIC approach to money management! Rather than just talking about your biz finances, we dig a little deeper and assess your personal finances as well. This way, we can reverse-engineer a system and figure out what your business needs to do to serve YOU - because if it doesn’t do that, what was the point of all this?

So, in a way, I suppose I’m a personal finance coach specializing in solopreneurs with variable income. I’ll help remove the risk and uncertainty of self-employment income and create a plan and system that’ll help you reach your goals.

That is what I’m passionate about! That is what I could talk about for hours on end. That is what I can do to help change your life!


My Background & Values

Education: Bachelor’s of Science in Accounting & Finance

Professional Experience: Staff Accountant at a local CPA firm (primarily worked with bookkeeping, income tax, and payroll, among other responsibilities.)

Personal Study Projects:

  • Personal Finance via Dave Ramsey

  • Personal Finance via Vicki Robin & Joe Dominguez

  • Business Finance via Mike Michalowicz (Profit First system)

  • Budgeting Tools such as YNAB, Mint, Everydollar, etc.

  • Human behavior, planning & organization in other areas of life and the resulting impact on finances

  • And always learning more!

My Values:

  • I teach my clients how to truly live a life of intention through healthy money management.

  • I believe we should feel at peace when we talk about our money - it’s our BFF!

  • I believe your childhood traumas in math class have NOTHING to do with your ability to manage your finances - money management isn’t even really a math game, it’s behavior and prioritization!

  • I believe married couples should manage their money together. But I also encourage my unmarried solopreneurs to find someone that can walk with them on their journey - whether it’s your partner, friend, family member, biz buddy, yours truly, or whoever you want. Budget Dates aren’t only for spouses!

  • I am an advocate of a debt-free lifestyle - meaning I place priority on paying down debt and staying out of debt.

My Views on Debt:

  • I believe paying off debt is your most urgent priority, and I have a strict personal policy against ever borrowing again.

  • My husband and I personally refuse to use loans, credit cards, and even financing/payment-plans. That is a lifestyle decision we made together.

  • Your commitment to your debt-freedom is a personal choice, and you can choose how “extreme” you’d like to be! I will give you the tools to keep you in control as much as possible and the education to know what’s possible for you. But, I do have a bit of a bias towards total debt-freedom, so go into that with an open mind for me. ;)

  • (I do offer payment plan options on some of my services in an attempt to meet my clients where they’re at, but our goal in working together is always to eliminate your NEED to use payment plans in the future!)

Side Note: My husband is actually a certified Dave Ramsey Personal Finance Coach, which means I’ve always got an extra brain to draw from when I need it! (The only reason I haven’t gotten certified yet is because #Lazypreneur.)


Contact Info

Email: katie@thelazysource.com
(The best way to reach me.)

Instagram: @thelazysource
(Always open to a friendly DM!)

Casual Coffee Chats: Schedule here!
(Perfect for meeting & networking!)

Primary Business Hrs: Mon-Thu 10am-4pm EST
(Read: “Katie’s Active Brain Hours")

Location: Central Florida, USA
(Tourists are worse than gators. Manatees are real.)


About Katie!

(Fun fact: My prop is a Harry Potter book but at the time I hadn't read HP yet at this point in my life. It just matched the owl necklace.)

(Fun fact: My prop is a Harry Potter book but at the time I hadn't read HP yet at this point in my life. It just matched the owl necklace.)

10 things about me (I cheat on number 10):

  1. My name is Katie Scott. It's actually Katharine (with an 'a' after the 'h') but I'm saving that for later in life just because I feel old when people call me that.

  2. I've lived in Florida all my life. It's hot. People drive bad. But it's a great place to live.

  3. I married my college sweetheart, Michael, on May 20, 2017. (Yes, that means I'm married to a Michael Scott. Shout out to fans of The Office, but I've never watched it. Sorry.)

  4. I was a double major and earned my B.S. in Accounting and Finance. I based that decision off of my love for journal entries in the principles level accounting class. Boy was I in for a surprise. Accounting got hard. Finance got weird.

  5. I have an obsessive-addictive-fanatic personality. When I come across something new I love, I dive deep. So I watch movies on endless repeat, I listen to Pentatonix songs until I memorize every sound (even though I have zero ability to sing), I’ll dedicate 72 strong hours to a video game (and then abandon it out of nowhere), I’ll spend obnoxious amounts of money on new hobbies (which is what got me into budgeting), and so, so, SO much more. It’s a blessing and a curse.

  6. My three main food groups are Chocolate, Chicken Wings, and Sweet Tea. This is not a fitness blog.

  7. I have a borderline unhealthy love for all dogs. (My dog is a Shih Tzu/Chihuahua mix and his name is Flash. You will see many pictures of him around because he's the cutiest cute of all the cutes.)

  8. I love to learn, but I’ll choose Young Adult Fantasy books over business genres any day of the week. I’d guess that 85% of the many books that I own are YA, and I’m not ashamed.

  9. I'm half-Taiwanese, but I only like rice 5% of the time and I use chopsticks as well as an earthworm would.

  10. RANDOM THINGS I LOVE: Sharpie Pens, Spreadsheets, Megamind, Star Wars, budgets, organizing, sewing mini-plushies, tactical knives, hot sauce, Miyazaki movies, Team Ico games, Avatar the Last Airbender, Pepsi, Prague, and the word "penultimate."


why The "Lazy" Source?

 

I wasn't raised to be lazy. I'm the product of two incredibly hardworking people. I've seen hard work and discipline and pure grit in action. 

But I'm also lazy. At my core. This made things difficult, but my hardworking parents were not going to let me waste my life away. 

I was going to graduate high school with the best grades and scholarships I could get (Asian mom), get a useful college degree, and get a stable full-time job with long-term learning opportunities. Sounds great, right? I thought so. 

The annoying part was, I had to actually accomplish those things. 

When you're too lazy to get up and pee when you've got to go, it's really hard to graduate college with Honors. 

When you need a nap 2 hours after you woke up from a 9-hour sleep, it's really hard to go work 48 days in a row during tax season. 

But it had to be done, so I did what I could to make it easier. I'd say I've learned a few things. 

As such, everything I teach will be through the lens of simplicity!

I'm a huge advocate for strategizing with scalability in mind, and I firmly believe the best way to do this is to establish efficient systems

This makes things easier and faster and works wonders for stress management. 

It also can keep lazy butts like mine in check.  

(Also, this was originally a productivity blog, so the name made sense back then. Business identity crises are real, y’all.)


So, What’s next?