Whaddya wanna know?
About the Mission
When you hear “self-care,” what do you think of? Chocolate, shopping trips, and massages?
What about “wellness?” Fitness, nutrition, and journaling?
Now how about “budgeting?” Restrictions, low-income, frugality, “not-really-my-thing?”
I’m on a mission to convince digital entrepreneurs like you that budgeting is a form of self-care, and an important element of overall wellness.
Without money management, we’re wasting resources, wasting time, and wasting energy. Waste, waste, waste. Waste isn’t a fun word, is it? It definitely doesn’t evoke positive feelings, that’s for sure.
Do You know what happens when you don’t budget and manage your finances properly?
You’re constantly hustling towards a vague concept of “success,” but it never feels like you’re any closer. How much is enough??
It feels like your business is doing well, but somehow you’re still struggling to pay your personal bills, reach your savings goals, and/or pay down your debts. You thought your business was supposed to solve these problems!
You’re stressed and anxious about whether or not you have the funds you need for everything you’re supposed to prepare for as a business owner. Taxes, paying your team, paying yourself, saving for emergencies…what else is there?? What are you missing?
In short, you have a poor relationship with money (read: money is SO not your BFF) and it feels like your business is doing the exact opposite of helping you reach your goals.
You started your business for a reason.
You had a dream! You wanted to leave your 9-5 so you can have true freedom over your time. Or you wanted to increase your income to pay off your debts and/or achieve financial security. Or you simply wanted to create something you could be proud of that helped pay the bills at home.
Whatever it is for you, it’s time to reshape your business so that it’s actually serving your dream life and helping you reach your goals. And how do we do that?
This is why I take a *HOLISTIC* approach to money management!
Rather than just talking about your biz finances, we dig a little deeper and assess your personal finances as well. This way, we can reverse-engineer a system and figure out what your business needs to do to serve YOU - because if it doesn’t do that, what was the point of all this?
So, in a way, I suppose I’m a personal finance coach specializing in solopreneurs with variable income. I’ll help remove the risk and uncertainty of self-employment income and create a plan and system that’ll help you reach your goals.
That is what I’m passionate about! That is what I could talk about for hours on end. That is what I can do to help change your life!
Background & Values
Education: Bachelor’s of Science in Accounting & Finance
Professional Experience: Staff Accountant at a local CPA firm (primarily worked with bookkeeping, income tax, and payroll, among other responsibilities.)
Personal Study Projects:
Personal Finance via Dave Ramsey
Personal Finance via Vicki Robin & Joe Dominguez
Business Finance via Mike Michalowicz (Profit First system)
Budgeting Tools such as YNAB, Mint, Everydollar, etc.
Human behavior, planning & organization in other areas of life and the resulting impact on finances
And always learning more!
I teach my clients how to truly live a life of intention through healthy money management.
I believe we should feel at peace when we talk about our money - it’s our BFF!
I believe your childhood traumas in math class have NOTHING to do with your ability to manage your finances - money management isn’t even really a math game, it’s behavior and prioritization!
I believe married couples should manage their money together. But I also encourage my unmarried solopreneurs to find someone that can walk with them on their journey - whether it’s your partner, friend, family member, biz buddy, yours truly, or whoever you want. Budget Dates aren’t only for spouses!
I am an advocate of a debt-free lifestyle - meaning I place priority on paying down debt and staying out of debt.
My Views on Debt:
I believe paying off debt is your most urgent priority, and I have a strict personal policy against ever borrowing again.
My husband and I personally refuse to use loans, credit cards, and even financing/payment-plans. That is a lifestyle decision we made together.
Your commitment to your debt-freedom is a personal choice, and you can choose how “extreme” you’d like to be! I will give you the tools to keep you in control as much as possible and the education to know what’s possible for you. But, I do have a bit of a bias towards total debt-freedom, so go into that with an open mind for me. ;)
(I do offer payment plan options on some of my services in an attempt to meet my clients where they’re at, but our goal in working together is always to eliminate your NEED to use payment plans in the future!)
Side Note: My husband is actually a [Dave] Ramsey Solutions Master Financial Coach, which means I’ve always got an extra brain to draw from when I need it! (The only reason I haven’t gotten that title yet is because #Lazypreneur.)
(The best way to reach me.)
(Always open to a friendly DM!)
Coaching Questions: Book a free call!
(If you’re interested in hiring me!)
Collaborations: Learn more!
(Let’s work together!)
Casual Coffee Chats: Schedule here!
(Perfect for meeting & networking!)
Primary Business Hrs: Mon-Thu 10am-4pm EST
(Read: “Katie’s Active Brain Hours")
Location: Central Florida, USA
(Tourists are worse than gators. Manatees are real.)
10-ISH things about me:
My name is Katie Scott. It's actually Katharine with an 'a' after the 'h' because my mom liked how Katharine Hepburn spelled it, but no one ever gets it right. I don’t go by my full name because I feel like it implies a mature, responsible adult.
I've lived in Florida all my life. It's hot, people drive bad, and it's a great place to live. I might go to the beach once a year, but I don’t even really like beaches. 🙈
I married my college sweetheart, Michael, on May 20, 2017. (Yes, that means I'm married to a Michael Scott. Shout out to fans of The Office, but… I've never watched it. Sorry. 😬)
I was a double major and earned my B.S. in Accounting and Finance despite the fact that learning about money topics was always really hard for me. For some reason I felt called to either challenge or torture myself, so I powered through! (Now I know it was so I could help entrepreneurs like you out!) Made it with honors, too. 😉
I have an obsessive-addictive-fanatic personality. When I come across something new I love, I dive deep. So I watch movies on endless repeat, I listen to Pentatonix songs until I memorize every sound (even though I have zero ability to sing), I’ll dedicate 72 strong hours to a video game (and then abandon it out of nowhere), I’ll spend obnoxious amounts of money on new hobbies (which is what got me into budgeting), and so, so, SO much more. It’s a blessing and a curse.
My three main food groups are Chocolate, Chicken Wings, and Sweet Tea. This is not a fitness blog.
I have a borderline unhealthy love for all dogs. (My dog is a Shih Tzu/Chihuahua mix and his name is Flash. You will see many pictures of him around because he's the cutiest cute of all the cutes.)
I love to learn, but I’ll choose Young Adult Fantasy books over business genres any day of the week. I’d guess that 85% of the many books that I own are YA, and I’m not ashamed.
I'm half-Taiwanese, but I only like rice sometimes and I use chopsticks as well as an earthworm would.
RANDOM THINGS I LOVE: Sharpie pens, spreadsheets, Megamind, Star Wars, budgets, organizing, making mini-plushies that look like food, tactical knives, hot sauce, Miyazaki movies, Avatar the Last Airbender, Stardew Valley, mountains, Pepsi, Prague, fluffy carpets, overusing the 😂 emoji, and the word "penultimate."
Why The "Lazy" Source?
I wasn't raised to be lazy. I'm the product of two incredibly hardworking people. I've seen hard work and discipline and pure grit in action.
But I'm also lazy. At my core. This made things difficult, but my hardworking parents were not going to let me waste my life away.
I was going to graduate high school with the best grades and scholarships I could get (Asian mom. Love you, mom!), get a useful college degree, and get a stable full-time job with long-term learning opportunities. Sounds great, right? I thought so.
The annoying part was, I had to actually accomplish those things.
When you're too lazy to get up and pee when you've got to go, it's really hard to graduate college with Honors.
When you need a nap 2 hours after you woke up from a 9-hour sleep, it's really hard to work 48 days in a row during tax season.
But it had to be done, so I did what I could to make it easier. I'd say I've learned a few things.
As such, everything I teach will be through the lens of simplicity!
I'm a huge advocate for strategizing with scalability in mind, and I firmly believe the best way to do this is to establish efficient systems.
This makes things easier and faster and works wonders for stress management.
It also can keep lazy butts like mine in check.
(Also, this was originally a productivity blog, so the name made more sense back then. Business identity crises are real, y’all.)